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Top Ten Money Saving Tips For Mums
1. Check your benefits and get everything you’re entitled to:
It’s so easy to overlook the range of benefits available to you that you may be eligible for as time constraints at home are likely to arise as you settle into your new role as a mum. or running your family unit. A good website to check is called EntitledTo, this gives you a form to fill out to see what you can claim.
Other useful sites out there include the Childcare Voucher Scheme, Healthy Start vouchers which give you £3 per child per week to redeem against fresh milk, fruit & veg and the £190 Money4Mum2be government grant available for you to spend on whatever you want.
2. Make your own cleaning supplies straight from the pantry
White vinegar Dissolves: dirt, soap scum, hard water deposits
Cleans everything from floors to countertops, gentle enough for hard floors and the smell disappears when dry so your home doesn’t smell like salad.
Cleaning solution: Mix in a spray bottle
- 1 cup white vinegar
- 1 cup of water
Undamaged white grapes
- Great for hard water and scum
- Scrubbing the inside of the toilet bowl
- Very abrasive and natural deodorizer.
- Great for grimy bathtubs – sprinkle some on a damp sponge
- Great for removing food deposits from the sink
Furniture Polish Recipe: Mix in a spray bottle
- 1 cup olive oil
- 1/2 cup lemon juice
Lemon cuts through grime and the oil gives the wood a nice shine.
3. Budget & plan your weekly shop, love your leftovers and practice portion control
- Use a weekly planner or make your own to keep on top of your shopping and food list
- BOGOF does not necessarily mean it will save you money – only buy these items if you know you will use them – remember – A bargain is only a bargain if you need it!
- A website called LoveFoodHateWaste is a perfect resource for finding great leftover recipes and a portion calculator
- Organize your kitchen cupboards with storage jars so you can see where you’re running from
- Buy seasonal & loose fruit & veg – make sure you don’t buy too much if your family doesn’t like fruit as it rots and needs to be thrown out
4. The working mothers used to pack lunch
There’s a new craze in town and it’s called Al’ Desko – yes you got it, eating a packed lunch at your desk. Goodbye soggy ham, cheese and tomato sandwiches and ‘hello’ hummus and roasted veggie tortilla!
Plan your packed lunches around your evening meals and stock up on cupboard staples.
5. Make money from old mobile phones
Trading in your old handsets can give you some extra cash on the side while you’re decluttering your electronics pile.
Check out the following companies:
- Mazuma mobile
There is also a charity called Stepping Stones Nigeria that helps abandoned children. You can send your old phones as another way to donate.
6. Join a toy library to cut the cost of new toys
Why spend a fortune on new toys when you can pop into a toy library, meet other parents in the group and have a coffee break while your little one plays.
Search Google for your local toy library it really is a great way to make friends and you can borrow toys for as little as £0.50p for 2 – 4 weeks.
7. Book worm? Exchange your books – don’t buy
If you are not a member of the library and have a whole bookshelf at home why not exchange the books you don’t want online for ones you haven’t read.
They are free to join:
- Hopper’s book
- Title trader
- Exchange shop
8. Termination of unused subscriptions and subscriptions
Do you go to the gym every week, do you watch the sky channels, do you really use every minute of your mobile phone allowance? Go through your direct debits and monthly expenses and eliminate anything you’re not getting the most use out of.
You could freeze a subscription if you are reluctant to cancel it completely and look at bundling your mobile phone, home phone & internet into one cheaper package.
9. Give up the unhealthy habits and exchange for an occasional treat
Any bad habits you need an excuse to get rid of? A smoker? Junk food / takeaway / prepared food? Maybe it’s the bottle of wine in the evening with a meal. The credit crunch is encouraging people to sort out their finances, use this challenging time to get your health & finances in order. Quitting smoking will save you money each week which you could spend on a little break for yourself or your children, such as a fortnightly trip to the cinema (don’t forget to bring your own sweets and drinks with you) or how about a relaxing massage for you once a month.
10. One mother’s trash is another mother’s treasure
Do you have a big cleanup and throw away things that might be useful to someone else? Then why not sell it online or get a pitch at a car dealership and sell unwanted items. Think of all the things you could put that extra money towards.
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