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What Is the Best Lic Policy for Your New Born Baby?

Your child is the most important part of your life. Life is unimaginable without your child. It would not be wrong to say this after a child enters your life; your child inevitably becomes your life. Securing the child’s future so that he has financial and mental peace seems to be the most important priority. This can be done using LIC Child Plan.

LIC Child Plan is a life insurance plan designed to serve and meet the needs of your child. It secures your newborn child’s future long after you are no longer a part of their life. LIC Children’s Plan secures the financial future of the child, providing parents with a better life for their child. Your child is the apple of your eye and deserves the best life. Choosing the best LIC Child Plan can be a little complicated with the many policies available. Some of the best LIC child plans are:

1. NEW CHILD PAYMENT PLAN

This LIC Child Plan is indeed best LIC policy for newborn girls. It aims to meet the various financial needs of the child long after the parent is gone. It works to meet the financial requirements of your baby’s milestones, especially for a newborn girl:

• education,

• marriage,

• Life Cover and

• Other needs as the child grows.

These needs are met through the many benefits offered by the policy. They are as follows:

· WAIVER OF LIC PREMIUM

LIC Premium Waiver is probably the best feature which allows you to waive the premiums as the name suggests if the life of the offeror is lost. It does not create any financial burden for the child.

·Survival benefits

When the child of the life insured attains the age of 18, 20 and 22 years, 20 percent of the sum assured is paid, considering that the policy is active, when the life insured person survives the LIC policy term.

2.LIC JEEVAN TARUN POLICY

We all want our child’s educational and academic career to be well secured. LIC Jeevan Tarun policy is an ideal way to ensure good education for your child. It is once again in the list of best polishes for newborn girls. The policy would ensure that your child’s future does not depend on anyone. It can be purchased directly from the birth of the child up to approximately 12 years of age. It also has several advantages:

·Survival benefits

The proposer can ensure that the life insured receives annual payments anytime between the ages of 20 and 24 and the total amount when the policy expires. The proposer can also determine and decide the payment portion.

· MATURITY BENEFIT

Term benefit ensures that a term benefit is paid out on life insurance as a percentage of the sum assured is chosen earlier.

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